Interest-Free Payment Options & Information

Start enjoying your patio now, with interest-free* terms to approved applicants, you can get your new patio sooner than you thought.

  • 12 months interest-free* available, up to $30,000 with any patio purchase
  • Pre-approved in minutes
  • $99 application fee with ongoing annual card fee 
  • 24/7 online access to your account
  • Approved applicants only. T&Cs apply.

To apply you simply click on the button below which will redirect you to the Humm®90 application. You will be asked for your personal information, income and expenditure.

To make the application as quick and easy as possible please have the below details on hand

  • One form of ID – either passport, driver’s license or Medicare card
  • Contact details including mobile phone number and email address
  • Residential history – last 3 years 
  • Employment history – last 3 years 

buy it now great aussie patios - patio financing

Check out the Online Calculator Here to see your repayments.

What fees will I pay?

You can view the Key Facts sheet for your Skye account and FAQ pages by clicking the buttons below.

What happens if I'm approved?

Humm®90 use a paperless finance system so when you’re approved you’ll receive a notification by SMS,

  1. The first SMS will contain important information about your Humm®90 account and have a 4-digit code to accept.
  2. The second SMS will confirm the sale amount and have a 4-digit code to accept your purchase.

If you have any further questions please do not hesitate to contact us.

*Approved applicants only. Fees, terms, conditions & minimum finance amount $400.00 apply, incl. $99 Annual Fee charged at the time the
first debit is charged to your humm90 MasterCard Account and annually on the anniversary of that date. When you have met the Interest Free
Criteria, the Annual Fee must be paid in full within the Interest Free Period or it will attract interest. If you do not meet the Interest Free Criteria
the Annual Fee will attract interest from the date the Annual Fee is debited to your humm90 MasterCard Account. Up to 110 days Interest Free on
humm90 MasterCard purchases (excluding cash advances) when you meet the Interest Free Criteria. Failure to make the required payments will
result in you no longer meeting the Interest Free Criteria meaning that all new transactions from that day will be interest bearing from the date
of the transaction. Any outstanding balance after the Interest Free Period reverts to the humm90 MasterCard Purchase Rate. Minimum monthly
repayment required. Interest (charged at the Expired Promotional Rate) payable on outstanding balances after any Interest Free Period in relation
to a Promotional Offer. See for current interest rates. Only available at humm90 MasterCard retail partners. Credit provided by
humm Cards Australia Pty Ltd ABN 31 099 651 877 Australian Credit License number 247415.

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From the quote, to customer contact, to installation, everything was exceptional.

Stuart and Sharon Baird

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